Property Tax Deferral

Prepared by Hunter Ellinger for the ACC Advisory Committee on Budget and Finance

Defer all taxes Defer half of taxes Freeze taxes at current amount

30-year Property Tax Deferral projections for full deferral (every 5^th year shown)
3% assessment-growth trend, overall tax rate $2.7 per $100

Tax
Year Projected
Value Taxes
Paid Taxes
Deferred Deferred
Interest Cumulative
Deferrals Residual as % of
projected 2008 APR

2008 ^$160,000 ^$2,689 ^$0 ^$0 ^$0 100% 100%

2013 ^$185,484 ^$0 ^$3,558 ^$1,310 ^$18,882 90% 104% 7.44%

2018 ^$215,027 ^$0 ^$4,356 ^$2,921 ^$48,661 77% 104% 6.70%

2023 ^$249,275 ^$0 ^$5,281 ^$4,881 ^$91,533 63% 99% 6.15%

2028 ^$288,978 ^$0 ^$6,353 ^$7,245 ^$150,047 48% 87% 5.70%

2033 ^$335,004 ^$0 ^$7,595 ^$10,079 ^$227,155 32% 67% 5.33%

2038 ^$388,362 ^$0 ^$9,036 ^$13,456 ^$326,281 16% 39% 5.02%

Adjust parameters below to explore different projection assumptions:

Current appraised value of homestead (or enter here )
$80,000 $120,000 $160,000$200,000 $300,000 $400,000 $500,000

Projected average annual change in appraised value for this homestead
-2% -1% 0% +1% +2% +3% +4% +5% +6%+7%+8% +9%

Projected average property tax rate per $100 of taxable value
$2.20 $2.30 $2.40 $2.50 $2.60 $2.70 $2.80 $2.90 $3.00 $3.10

Years to list: 10 20 30 40 50 List spacing: 1 3 5 10

Values are computed using exemption rules for Austin ISD, the City of Austin, Travis County, and ACC.
These are comparatively generous, so the computation may slightly understate taxes in other jurisdictions.